Call reports 2017
SUPERIOR NATIONAL BANK — 2017
What SUPERIOR NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 583,262,000 | 580,135,000 | 590,878,000 | 576,615,000 |
| Total loans | 284,632,000 | 288,369,000 | 294,282,000 | 295,044,000 |
| Allowance for loan losses | 4,941,000 | 4,865,000 | 4,623,000 | 4,158,000 |
| Securities available for sale | 256,886,000 | 250,646,000 | 245,420,000 | 245,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 506,987,000 | 497,013,000 | 507,724,000 | 488,255,000 |
| Interest-bearing deposits | 428,077,000 | 415,547,000 | 419,428,000 | 402,414,000 |
| Noninterest-bearing deposits | 78,910,000 | 81,465,000 | 88,296,000 | 85,841,000 |
| Equity capital | 70,202,000 | 73,108,000 | 74,090,000 | 72,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,282,000 | 10,793,000 | 16,242,000 | 21,769,000 |
| Interest expense | 618,000 | 1,232,000 | 1,868,000 | 2,508,000 |
| Net interest income | 4,664,000 | 9,561,000 | 14,374,000 | 19,261,000 |
| Noninterest income | 890,000 | 1,721,000 | 2,664,000 | 3,660,000 |
| Noninterest expense | 3,423,000 | 6,911,000 | 10,355,000 | 14,096,000 |
| Provision for loan losses | 225,000 | 450,000 | 459,000 | 768,000 |
| Pretax income | 1,908,000 | 3,935,000 | 6,250,000 | 8,080,000 |
| Income tax | 566,000 | 1,162,000 | 1,845,000 | 3,099,000 |
| Net income | 1,342,000 | 2,773,000 | 4,405,000 | 4,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,490,000 | 72,526,000 | 73,717,000 | 74,104,000 |
| Total capital | 75,412,000 | 76,465,000 | 77,719,000 | 78,076,000 |
| Risk-weighted assets | 312,811,000 | 314,180,000 | 319,549,000 | 317,539,000 |