Call reports 2016
SUPERIOR NATIONAL BANK — 2016
What SUPERIOR NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 587,347,000 | 576,840,000 | 595,024,000 | 591,113,000 |
| Total loans | 267,945,000 | 275,197,000 | 280,976,000 | 287,917,000 |
| Allowance for loan losses | 5,009,000 | 4,529,000 | 4,476,000 | 4,886,000 |
| Securities available for sale | 279,328,000 | 264,601,000 | 275,012,000 | 262,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,918,000 | 489,084,000 | 511,320,000 | 503,595,000 |
| Interest-bearing deposits | 434,253,000 | 422,047,000 | 430,254,000 | 423,077,000 |
| Noninterest-bearing deposits | 63,665,000 | 67,037,000 | 81,066,000 | 80,518,000 |
| Equity capital | 72,532,000 | 75,350,000 | 73,314,000 | 68,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,295,000 | 10,767,000 | 16,271,000 | 21,638,000 |
| Interest expense | 673,000 | 1,338,000 | 2,014,000 | 2,668,000 |
| Net interest income | 4,622,000 | 9,429,000 | 14,257,000 | 18,970,000 |
| Noninterest income | 935,000 | 1,860,000 | 2,793,000 | 3,634,000 |
| Noninterest expense | 3,389,000 | 6,856,000 | 10,583,000 | 14,094,000 |
| Provision for loan losses | 278,000 | 552,000 | 650,000 | 1,213,000 |
| Pretax income | 1,889,000 | 3,896,000 | 5,832,000 | 7,315,000 |
| Income tax | 558,000 | 1,150,000 | 1,723,000 | 1,781,000 |
| Net income | 1,331,000 | 2,746,000 | 4,109,000 | 5,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,844,000 | 70,834,000 | 69,722,000 | 70,572,000 |
| Total capital | 73,673,000 | 74,643,000 | 73,628,000 | 74,559,000 |
| Risk-weighted assets | 305,167,000 | 304,014,000 | 311,913,000 | 318,135,000 |