Call reports 2015
SUPERIOR NATIONAL BANK — 2015
What SUPERIOR NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 579,198,000 | 567,142,000 | 582,794,000 | 579,624,000 |
| Total loans | 279,926,000 | 280,449,000 | 271,105,000 | 267,857,000 |
| Allowance for loan losses | 4,561,000 | 4,611,000 | 5,087,000 | 4,777,000 |
| Securities available for sale | 271,274,000 | 252,740,000 | 263,219,000 | 265,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 501,323,000 | 486,730,000 | 497,290,000 | 488,258,000 |
| Interest-bearing deposits | 435,862,000 | 424,080,000 | 428,266,000 | 422,228,000 |
| Noninterest-bearing deposits | 65,461,000 | 62,650,000 | 69,024,000 | 66,030,000 |
| Equity capital | 70,800,000 | 69,431,000 | 71,970,000 | 70,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,302,000 | 10,742,000 | 16,195,000 | 21,626,000 |
| Interest expense | 775,000 | 1,516,000 | 2,253,000 | 2,953,000 |
| Net interest income | 4,527,000 | 9,226,000 | 13,942,000 | 18,673,000 |
| Noninterest income | 962,000 | 1,888,000 | 2,807,000 | 3,852,000 |
| Noninterest expense | 3,143,000 | 6,402,000 | 9,837,000 | 16,418,000 |
| Provision for loan losses | 354,000 | 703,000 | 1,058,000 | 1,414,000 |
| Pretax income | 2,113,000 | 4,131,000 | 5,976,000 | 4,815,000 |
| Income tax | 628,000 | 1,223,000 | 1,766,000 | 1,021,000 |
| Net income | 1,485,000 | 2,908,000 | 4,210,000 | 3,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,185,000 | 69,033,000 | 69,960,000 | 68,938,000 |
| Total capital | 72,169,000 | 73,026,000 | 73,836,000 | 72,781,000 |
| Risk-weighted assets | 318,183,000 | 318,825,000 | 308,893,000 | 306,555,000 |