Call reports 2014
SUPERIOR NATIONAL BANK — 2014
What SUPERIOR NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 562,393,000 | 563,874,000 | 580,582,000 | 579,047,000 |
| Total loans | 283,225,000 | 283,618,000 | 284,713,000 | 282,193,000 |
| Allowance for loan losses | 6,215,000 | 4,616,000 | 4,748,000 | 4,731,000 |
| Securities available for sale | 246,240,000 | 249,873,000 | 258,672,000 | 261,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 487,967,000 | 489,108,000 | 502,887,000 | 493,842,000 |
| Interest-bearing deposits | 428,402,000 | 431,997,000 | 440,952,000 | 432,422,000 |
| Noninterest-bearing deposits | 59,565,000 | 57,111,000 | 61,935,000 | 61,420,000 |
| Equity capital | 62,304,000 | 65,322,000 | 66,179,000 | 67,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,406,000 | 10,920,000 | 16,418,000 | 21,888,000 |
| Interest expense | 957,000 | 1,897,000 | 2,805,000 | 3,639,000 |
| Net interest income | 4,449,000 | 9,023,000 | 13,613,000 | 18,249,000 |
| Noninterest income | 875,000 | 1,786,000 | 2,521,000 | 3,392,000 |
| Noninterest expense | 3,061,000 | 6,145,000 | 9,259,000 | 12,859,000 |
| Provision for loan losses | 352,000 | 701,000 | 1,078,000 | 1,427,000 |
| Pretax income | 1,911,000 | 3,934,000 | 5,897,000 | 7,456,000 |
| Income tax | 566,000 | 1,162,000 | 1,743,000 | 1,710,000 |
| Net income | 1,345,000 | 2,772,000 | 4,154,000 | 5,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,888,000 | 64,940,000 | 65,947,000 | 67,075,000 |
| Total capital | 67,660,000 | 68,778,000 | 69,818,000 | 70,919,000 |
| Risk-weighted assets | 299,300,000 | 306,264,000 | 308,839,000 | 306,598,000 |