Call reports 2013
SUPERIOR NATIONAL BANK — 2013
What SUPERIOR NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 559,988,000 | 542,765,000 | 556,671,000 | 547,691,000 |
| Total loans | 288,279,000 | 291,996,000 | 288,259,000 | 286,717,000 |
| Allowance for loan losses | 5,545,000 | 5,623,000 | 5,289,000 | 6,011,000 |
| Securities available for sale | 247,615,000 | 226,417,000 | 226,797,000 | 225,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 487,829,000 | 477,815,000 | 491,146,000 | 477,929,000 |
| Interest-bearing deposits | 432,178,000 | 422,473,000 | 431,306,000 | 421,411,000 |
| Noninterest-bearing deposits | 55,651,000 | 55,342,000 | 59,840,000 | 56,518,000 |
| Equity capital | 63,079,000 | 56,998,000 | 58,805,000 | 59,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,341,000 | 10,824,000 | 16,288,000 | 21,856,000 |
| Interest expense | 1,321,000 | 2,588,000 | 3,832,000 | 4,862,000 |
| Net interest income | 4,020,000 | 8,236,000 | 12,456,000 | 16,994,000 |
| Noninterest income | 854,000 | 1,659,000 | 2,470,000 | 3,262,000 |
| Noninterest expense | 2,856,000 | 5,669,000 | 8,593,000 | 11,393,000 |
| Provision for loan losses | 352,000 | 701,000 | 1,051,000 | 2,350,000 |
| Pretax income | 1,666,000 | 3,527,000 | 5,280,000 | 6,511,000 |
| Income tax | 505,000 | 1,066,000 | 1,455,000 | 843,000 |
| Net income | 1,161,000 | 2,461,000 | 3,825,000 | 5,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,676,000 | 60,576,000 | 61,565,000 | 62,944,000 |
| Total capital | 63,293,000 | 64,246,000 | 65,237,000 | 66,624,000 |
| Risk-weighted assets | 287,407,000 | 291,641,000 | 292,171,000 | 292,044,000 |