Call reports 2012
SUPERIOR NATIONAL BANK — 2012
What SUPERIOR NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 527,545,000 | 529,795,000 | 548,490,000 | 550,295,000 |
| Total loans | 287,638,000 | 290,199,000 | 289,782,000 | 291,694,000 |
| Allowance for loan losses | 4,657,000 | 4,867,000 | 4,928,000 | 5,386,000 |
| Securities available for sale | 213,488,000 | 211,015,000 | 232,611,000 | 232,257,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 458,542,000 | 456,505,000 | 473,705,000 | 476,594,000 |
| Interest-bearing deposits | 405,308,000 | 401,659,000 | 416,992,000 | 421,003,000 |
| Noninterest-bearing deposits | 53,234,000 | 54,846,000 | 56,713,000 | 55,591,000 |
| Equity capital | 58,527,000 | 60,586,000 | 62,471,000 | 63,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,629,000 | 11,360,000 | 16,981,000 | 22,406,000 |
| Interest expense | 1,550,000 | 3,095,000 | 4,637,000 | 6,037,000 |
| Net interest income | 4,079,000 | 8,265,000 | 12,344,000 | 16,369,000 |
| Noninterest income | 838,000 | 1,649,000 | 2,488,000 | 3,378,000 |
| Noninterest expense | 2,761,000 | 5,632,000 | 8,342,000 | 10,927,000 |
| Provision for loan losses | 312,000 | 642,000 | 922,000 | 1,897,000 |
| Pretax income | 2,079,000 | 4,156,000 | 6,167,000 | 7,830,000 |
| Income tax | 632,000 | 1,257,000 | 1,862,000 | 2,270,000 |
| Net income | 1,447,000 | 2,899,000 | 4,305,000 | 5,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,842,000 | 55,895,000 | 56,926,000 | 58,966,000 |
| Total capital | 58,361,000 | 59,414,000 | 60,466,000 | 62,552,000 |
| Risk-weighted assets | 280,385,000 | 280,146,000 | 281,816,000 | 285,105,000 |