Call reports 2011
SUPERIOR NATIONAL BANK — 2011
What SUPERIOR NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 483,142,000 | 486,251,000 | 508,502,000 | 511,672,000 |
| Total loans | 286,823,000 | 289,848,000 | 290,680,000 | 290,205,000 |
| Allowance for loan losses | 4,214,000 | 4,144,000 | 4,358,000 | 4,518,000 |
| Securities available for sale | 146,213,000 | 161,984,000 | 179,335,000 | 192,284,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 407,294,000 | 418,786,000 | 438,236,000 | 439,512,000 |
| Interest-bearing deposits | 361,406,000 | 372,737,000 | 387,361,000 | 390,816,000 |
| Noninterest-bearing deposits | 45,888,000 | 46,049,000 | 50,875,000 | 48,696,000 |
| Equity capital | 51,220,000 | 54,520,000 | 56,823,000 | 57,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,478,000 | 11,041,000 | 16,776,000 | 22,496,000 |
| Interest expense | 1,615,000 | 3,273,000 | 4,894,000 | 6,498,000 |
| Net interest income | 3,863,000 | 7,768,000 | 11,882,000 | 15,998,000 |
| Noninterest income | 748,000 | 1,479,000 | 2,316,000 | 3,145,000 |
| Noninterest expense | 2,746,000 | 5,431,000 | 8,211,000 | 10,970,000 |
| Provision for loan losses | 195,000 | 540,000 | 1,125,000 | 1,340,000 |
| Pretax income | 1,703,000 | 3,695,000 | 5,658,000 | 7,734,000 |
| Income tax | 510,000 | 1,106,000 | 1,695,000 | 2,250,000 |
| Net income | 1,193,000 | 2,589,000 | 3,963,000 | 5,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,790,000 | 51,785,000 | 52,809,000 | 53,846,000 |
| Total capital | 54,309,000 | 55,313,000 | 56,395,000 | 57,414,000 |
| Risk-weighted assets | 280,834,000 | 281,618,000 | 285,981,000 | 284,518,000 |