Call reports 2010
SUPERIOR NATIONAL BANK — 2010
What SUPERIOR NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 432,171,000 | 435,517,000 | 458,404,000 | 451,911,000 |
| Total loans | 277,698,000 | 281,349,000 | 285,582,000 | 291,815,000 |
| Allowance for loan losses | 4,298,000 | 3,316,000 | 3,687,000 | 4,313,000 |
| Securities available for sale | 126,666,000 | 120,557,000 | 140,091,000 | 136,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,008,000 | 376,027,000 | 395,965,000 | 390,826,000 |
| Interest-bearing deposits | 330,713,000 | 333,449,000 | 349,474,000 | 347,547,000 |
| Noninterest-bearing deposits | 43,295,000 | 42,578,000 | 46,491,000 | 43,279,000 |
| Equity capital | 48,986,000 | 50,753,000 | 52,479,000 | 50,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,386,000 | 10,931,000 | 16,550,000 | 22,166,000 |
| Interest expense | 1,606,000 | 3,207,000 | 4,896,000 | 6,546,000 |
| Net interest income | 3,780,000 | 7,724,000 | 11,654,000 | 15,620,000 |
| Noninterest income | 780,000 | 1,504,000 | 2,208,000 | 2,953,000 |
| Noninterest expense | 2,594,000 | 5,181,000 | 7,817,000 | 10,526,000 |
| Provision for loan losses | 165,000 | 430,000 | 960,000 | 1,723,000 |
| Pretax income | 1,801,000 | 3,700,000 | 5,382,000 | 6,915,000 |
| Income tax | 545,000 | 1,150,000 | 1,627,000 | 1,936,000 |
| Net income | 1,256,000 | 2,550,000 | 3,755,000 | 4,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,589,000 | 48,483,000 | 49,288,000 | 50,037,000 |
| Total capital | 50,837,000 | 51,750,000 | 52,743,000 | 53,545,000 |
| Risk-weighted assets | 258,757,000 | 261,308,000 | 276,199,000 | 279,838,000 |