Call reports 2009
SUPERIOR NATIONAL BANK — 2009
What SUPERIOR NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 391,886,000 | 401,375,000 | 417,148,000 | 418,917,000 |
| Total loans | 276,696,000 | 279,387,000 | 281,257,000 | 283,424,000 |
| Allowance for loan losses | 4,010,000 | 3,981,000 | 3,975,000 | 4,217,000 |
| Securities available for sale | 91,274,000 | 90,112,000 | 103,646,000 | 110,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 344,059,000 | 353,375,000 | 358,231,000 | 361,860,000 |
| Interest-bearing deposits | 304,286,000 | 311,378,000 | 315,923,000 | 319,071,000 |
| Noninterest-bearing deposits | 39,773,000 | 41,997,000 | 42,308,000 | 42,789,000 |
| Equity capital | 45,327,000 | 45,503,000 | 47,651,000 | 47,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,291,000 | 10,760,000 | 16,325,000 | 21,928,000 |
| Interest expense | 1,930,000 | 3,738,000 | 5,539,000 | 7,226,000 |
| Net interest income | 3,361,000 | 7,022,000 | 10,786,000 | 14,702,000 |
| Noninterest income | 744,000 | 1,478,000 | 2,207,000 | 2,835,000 |
| Noninterest expense | 2,532,000 | 5,262,000 | 7,953,000 | 10,198,000 |
| Provision for loan losses | 160,000 | 313,000 | 452,000 | 862,000 |
| Pretax income | 1,560,000 | 3,072,000 | 4,739,000 | 6,684,000 |
| Income tax | 473,000 | 927,000 | 1,439,000 | 1,872,000 |
| Net income | 1,087,000 | 2,145,000 | 3,300,000 | 4,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,167,000 | 44,900,000 | 45,705,000 | 46,683,000 |
| Total capital | 47,318,000 | 48,107,000 | 48,945,000 | 49,934,000 |
| Risk-weighted assets | 251,233,000 | 255,776,000 | 258,444,000 | 259,124,000 |