Call reports 2008
SUPERIOR NATIONAL BANK — 2008
What SUPERIOR NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 304,673,000 | 308,114,000 | 311,861,000 | 320,435,000 |
| Total loans | 221,620,000 | 227,858,000 | 230,815,000 | 240,720,000 |
| Allowance for loan losses | 3,323,000 | 3,385,000 | 3,448,000 | 3,527,000 |
| Securities available for sale | 63,502,000 | 61,417,000 | 58,343,000 | 63,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,060,000 | 268,428,000 | 275,031,000 | 279,435,000 |
| Interest-bearing deposits | 234,616,000 | 235,302,000 | 237,369,000 | 243,800,000 |
| Noninterest-bearing deposits | 33,444,000 | 33,126,000 | 37,662,000 | 35,635,000 |
| Equity capital | 34,078,000 | 33,973,000 | 35,168,000 | 36,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,009,000 | 9,878,000 | 14,703,000 | 19,442,000 |
| Interest expense | 2,052,000 | 3,915,000 | 5,639,000 | 7,390,000 |
| Net interest income | 2,957,000 | 5,963,000 | 9,064,000 | 12,052,000 |
| Noninterest income | 644,000 | 1,287,000 | 1,845,000 | 2,421,000 |
| Noninterest expense | 2,008,000 | 3,982,000 | 6,000,000 | 8,034,000 |
| Provision for loan losses | 120,000 | 240,000 | 340,000 | 470,000 |
| Pretax income | 1,489,000 | 3,045,000 | 4,595,000 | 5,998,000 |
| Income tax | 449,000 | 914,000 | 1,413,000 | 1,839,000 |
| Net income | 1,040,000 | 2,131,000 | 3,182,000 | 4,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,625,000 | 34,502,000 | 35,318,000 | 35,724,000 |
| Total capital | 36,151,000 | 37,094,000 | 37,918,000 | 38,436,000 |
| Risk-weighted assets | 201,276,000 | 206,604,000 | 207,132,000 | 216,108,000 |