Call reports 2007
SUPERIOR NATIONAL BANK — 2007
What SUPERIOR NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 299,850,000 | 296,832,000 | 306,765,000 | 307,867,000 |
| Total loans | 219,724,000 | 221,571,000 | 222,983,000 | 223,496,000 |
| Allowance for loan losses | 3,241,000 | 3,219,000 | 3,269,000 | 3,300,000 |
| Securities available for sale | 52,277,000 | 54,339,000 | 66,372,000 | 63,116,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,796,000 | 264,089,000 | 272,605,000 | 272,689,000 |
| Interest-bearing deposits | 235,116,000 | 232,432,000 | 238,634,000 | 233,972,000 |
| Noninterest-bearing deposits | 32,680,000 | 31,657,000 | 33,971,000 | 38,717,000 |
| Equity capital | 30,209,000 | 30,899,000 | 32,093,000 | 32,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,775,000 | 9,781,000 | 15,006,000 | 20,182,000 |
| Interest expense | 2,020,000 | 4,112,000 | 6,331,000 | 8,519,000 |
| Net interest income | 2,755,000 | 5,669,000 | 8,675,000 | 11,663,000 |
| Noninterest income | 677,000 | 1,233,000 | 1,898,000 | 2,508,000 |
| Noninterest expense | 2,000,000 | 3,908,000 | 5,819,000 | 7,785,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 520,000 |
| Pretax income | 1,312,000 | 2,754,000 | 4,394,000 | 5,868,000 |
| Income tax | 426,000 | 880,000 | 1,406,000 | 1,855,000 |
| Net income | 886,000 | 1,874,000 | 2,988,000 | 4,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,698,000 | 31,476,000 | 32,330,000 | 32,801,000 |
| Total capital | 33,182,000 | 33,964,000 | 34,862,000 | 35,340,000 |
| Risk-weighted assets | 198,035,000 | 198,297,000 | 201,821,000 | 202,380,000 |