Call reports 2006
SUPERIOR NATIONAL BANK — 2006
What SUPERIOR NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 302,052,000 | 299,474,000 | 307,072,000 | 294,131,000 |
| Total loans | 214,220,000 | 223,759,000 | 222,417,000 | 220,872,000 |
| Allowance for loan losses | 2,984,000 | 3,122,000 | 3,154,000 | 3,140,000 |
| Securities available for sale | 70,862,000 | 59,434,000 | 59,216,000 | 54,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,861,000 | 270,592,000 | 276,924,000 | 262,607,000 |
| Interest-bearing deposits | 243,182,000 | 236,638,000 | 240,944,000 | 229,910,000 |
| Noninterest-bearing deposits | 30,679,000 | 33,954,000 | 35,980,000 | 32,697,000 |
| Equity capital | 26,658,000 | 27,136,000 | 28,388,000 | 29,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,278,000 | 8,824,000 | 13,672,000 | 18,530,000 |
| Interest expense | 1,693,000 | 3,560,000 | 5,590,000 | 7,595,000 |
| Net interest income | 2,585,000 | 5,264,000 | 8,082,000 | 10,935,000 |
| Noninterest income | 575,000 | 1,152,000 | 1,791,000 | 2,409,000 |
| Noninterest expense | 1,954,000 | 3,821,000 | 5,726,000 | 7,585,000 |
| Provision for loan losses | 132,000 | 264,000 | 396,000 | 396,000 |
| Pretax income | 1,077,000 | 2,335,000 | 3,755,000 | 5,366,000 |
| Income tax | 330,000 | 717,000 | 1,149,000 | 1,635,000 |
| Net income | 747,000 | 1,618,000 | 2,606,000 | 3,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,658,000 | 28,354,000 | 29,082,000 | 30,022,000 |
| Total capital | 30,158,000 | 30,930,000 | 31,662,000 | 32,550,000 |
| Risk-weighted assets | 199,514,000 | 205,582,000 | 205,848,000 | 201,647,000 |