Call reports 2003
SUPERIOR NATIONAL BANK — 2003
What SUPERIOR NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 259,524,000 | 282,551,000 | 293,979,000 | 300,434,000 |
| Total loans | 159,769,000 | 164,352,000 | 168,084,000 | 174,576,000 |
| Allowance for loan losses | 2,313,000 | 2,321,000 | 2,359,000 | 2,382,000 |
| Securities available for sale | 63,011,000 | 68,982,000 | 97,788,000 | 92,532,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,661,000 | 259,681,000 | 270,998,000 | 276,869,000 |
| Interest-bearing deposits | 214,204,000 | 233,390,000 | 243,135,000 | 250,373,000 |
| Noninterest-bearing deposits | 23,457,000 | 26,291,000 | 27,863,000 | 26,496,000 |
| Equity capital | 20,121,000 | 21,103,000 | 21,324,000 | 21,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,623,000 | 7,424,000 | 11,392,000 | 15,271,000 |
| Interest expense | 1,510,000 | 3,061,000 | 4,504,000 | 5,909,000 |
| Net interest income | 2,113,000 | 4,363,000 | 6,888,000 | 9,362,000 |
| Noninterest income | 532,000 | 1,015,000 | 1,504,000 | 2,012,000 |
| Noninterest expense | 1,634,000 | 3,244,000 | 4,871,000 | 6,562,000 |
| Provision for loan losses | 102,000 | 204,000 | 298,000 | 400,000 |
| Pretax income | 912,000 | 1,933,000 | 3,226,000 | 4,512,000 |
| Income tax | 252,000 | 500,000 | 864,000 | 1,242,000 |
| Net income | 660,000 | 1,433,000 | 2,362,000 | 3,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,109,000 | 19,742,000 | 20,531,000 | 21,160,000 |
| Total capital | 21,089,000 | 21,835,000 | 22,688,000 | 23,366,000 |
| Risk-weighted assets | 158,032,000 | 167,180,000 | 172,358,000 | 176,268,000 |