Call reports 2002
SUPERIOR NATIONAL BANK — 2002
What SUPERIOR NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 206,595,000 | 215,064,000 | 236,269,000 | 243,601,000 |
| Total loans | 144,906,000 | 150,808,000 | 156,966,000 | 158,140,000 |
| Allowance for loan losses | 2,062,000 | 2,114,000 | 2,163,000 | 2,211,000 |
| Securities available for sale | 41,853,000 | 45,290,000 | 50,791,000 | 62,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,135,000 | 195,697,000 | 215,564,000 | 222,220,000 |
| Interest-bearing deposits | 167,065,000 | 173,508,000 | 188,893,000 | 197,485,000 |
| Noninterest-bearing deposits | 21,070,000 | 22,189,000 | 26,671,000 | 24,735,000 |
| Equity capital | 17,050,000 | 17,973,000 | 18,992,000 | 19,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,460,000 | 7,080,000 | 10,842,000 | 14,585,000 |
| Interest expense | 1,403,000 | 2,781,000 | 4,174,000 | 5,614,000 |
| Net interest income | 2,057,000 | 4,299,000 | 6,668,000 | 8,971,000 |
| Noninterest income | 384,000 | 789,000 | 1,149,000 | 1,560,000 |
| Noninterest expense | 1,513,000 | 2,999,000 | 4,506,000 | 6,073,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 370,000 |
| Pretax income | 846,000 | 1,919,000 | 3,054,000 | 4,101,000 |
| Income tax | 239,000 | 552,000 | 873,000 | 1,170,000 |
| Net income | 607,000 | 1,367,000 | 2,181,000 | 2,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,720,000 | 17,305,000 | 17,944,000 | 18,589,000 |
| Total capital | 18,397,000 | 19,052,000 | 19,786,000 | 20,487,000 |
| Risk-weighted assets | 133,763,000 | 139,363,000 | 147,040,000 | 151,517,000 |