Call reports 2001
SUPERIOR NATIONAL BANK — 2001
What SUPERIOR NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 178,679,000 | 175,039,000 | 189,547,000 | 199,696,000 |
| Total loans | 126,767,000 | 132,874,000 | 137,709,000 | 144,193,000 |
| Allowance for loan losses | 1,757,000 | 1,809,000 | 1,894,000 | 1,978,000 |
| Securities available for sale | 32,661,000 | 29,951,000 | 31,179,000 | 36,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,116,000 | 156,514,000 | 171,204,000 | 181,303,000 |
| Interest-bearing deposits | 136,000,000 | 134,995,000 | 148,133,000 | 157,134,000 |
| Noninterest-bearing deposits | 26,116,000 | 21,519,000 | 23,071,000 | 24,169,000 |
| Equity capital | 15,083,000 | 15,941,000 | 16,689,000 | 16,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,343,000 | 6,824,000 | 10,452,000 | 14,117,000 |
| Interest expense | 1,622,000 | 3,160,000 | 4,668,000 | 6,137,000 |
| Net interest income | 1,721,000 | 3,664,000 | 5,784,000 | 7,980,000 |
| Noninterest income | 390,000 | 1,359,000 | 1,730,000 | 2,052,000 |
| Noninterest expense | 1,433,000 | 2,893,000 | 4,347,000 | 5,889,000 |
| Provision for loan losses | 63,000 | 127,000 | 237,000 | 325,000 |
| Pretax income | 621,000 | 2,019,000 | 2,946,000 | 3,834,000 |
| Income tax | 178,000 | 614,000 | 900,000 | 1,173,000 |
| Net income | 443,000 | 1,405,000 | 2,046,000 | 2,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,625,000 | 15,492,000 | 16,033,000 | 16,288,000 |
| Total capital | 16,045,000 | 16,962,000 | 17,578,000 | 17,914,000 |
| Risk-weighted assets | 113,307,000 | 117,241,000 | 123,283,000 | 129,793,000 |