Call reports 2017
CENTERPOINTE COMMUNITY BANK — 2017
What CENTERPOINTE COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Total assets | 136,532,000 | 141,328,000 |
| Total loans | 92,088,000 | 97,318,000 |
| Allowance for loan losses | 963,000 | 977,000 |
| Securities available for sale | 27,316,000 | 26,453,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 123,434,000 | 127,596,000 |
| Interest-bearing deposits | 78,519,000 | 74,591,000 |
| Noninterest-bearing deposits | 44,915,000 | 53,005,000 |
| Equity capital | 12,805,000 | 13,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Interest income | 1,383,000 | 2,779,000 |
| Interest expense | 33,000 | 65,000 |
| Net interest income | 1,350,000 | 2,714,000 |
| Noninterest income | 140,000 | 290,000 |
| Noninterest expense | 1,148,000 | 2,295,000 |
| Provision for loan losses | 20,000 | 43,000 |
| Pretax income | 322,000 | 648,000 |
| Income tax | 120,000 | 250,000 |
| Net income | 202,000 | 398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Tier 1 capital | 13,021,000 | 13,248,000 |
| Total capital | 13,996,000 | 14,237,000 |
| Risk-weighted assets | 100,734,000 | 104,809,000 |