Call reports 2013
CENTERPOINTE COMMUNITY BANK — 2013
What CENTERPOINTE COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 100,340,000 | 97,189,000 | 106,657,000 | 111,638,000 |
| Total loans | 59,360,000 | 62,474,000 | 62,333,000 | 62,888,000 |
| Allowance for loan losses | 694,000 | 706,000 | 722,000 | 724,000 |
| Securities available for sale | 7,328,000 | 6,532,000 | 6,838,000 | 8,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,632,000 | 86,536,000 | 96,352,000 | 101,543,000 |
| Interest-bearing deposits | 57,096,000 | 54,232,000 | 54,080,000 | 56,793,000 |
| Noninterest-bearing deposits | 33,535,000 | 32,304,000 | 42,271,000 | 44,750,000 |
| Equity capital | 9,500,000 | 9,688,000 | 9,863,000 | 9,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,017,000 | 2,077,000 | 3,089,000 | 4,119,000 |
| Interest expense | 50,000 | 99,000 | 147,000 | 193,000 |
| Net interest income | 967,000 | 1,978,000 | 2,942,000 | 3,926,000 |
| Noninterest income | 77,000 | 161,000 | 252,000 | 334,000 |
| Noninterest expense | 859,000 | 1,694,000 | 2,510,000 | 3,476,000 |
| Provision for loan losses | 0 | 10,000 | 27,000 | 27,000 |
| Pretax income | 185,000 | 495,000 | 717,000 | 817,000 |
| Income tax | 60,000 | 114,000 | 167,000 | 221,000 |
| Net income | 125,000 | 381,000 | 550,000 | 596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,579,000 | 8,889,000 | 9,122,000 | 9,073,000 |
| Total capital | 9,279,000 | 9,595,000 | 9,844,000 | 9,797,000 |
| Risk-weighted assets | 60,300,000 | 62,368,000 | 62,801,000 | 64,985,000 |