Call reports 2011
CENTERPOINTE COMMUNITY BANK — 2011
What CENTERPOINTE COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 77,660,000 | 77,362,000 | 82,922,000 | 80,197,000 |
| Total loans | 55,983,000 | 57,319,000 | 57,916,000 | 57,021,000 |
| Allowance for loan losses | 634,000 | 718,000 | 753,000 | 728,000 |
| Securities available for sale | 7,942,000 | 8,600,000 | 10,631,000 | 15,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,234,000 | 70,180,000 | 75,480,000 | 68,039,000 |
| Interest-bearing deposits | 46,562,000 | 42,653,000 | 40,362,000 | 41,283,000 |
| Noninterest-bearing deposits | 23,672,000 | 27,527,000 | 35,118,000 | 26,756,000 |
| Equity capital | 6,791,000 | 7,037,000 | 7,253,000 | 8,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 981,000 | 2,095,000 | 3,180,000 | 4,250,000 |
| Interest expense | 94,000 | 182,000 | 258,000 | 326,000 |
| Net interest income | 887,000 | 1,913,000 | 2,922,000 | 3,924,000 |
| Noninterest income | 19,000 | 39,000 | 75,000 | 122,000 |
| Noninterest expense | 817,000 | 1,595,000 | 2,376,000 | 3,203,000 |
| Provision for loan losses | 20,000 | 105,000 | 140,000 | 140,000 |
| Pretax income | 69,000 | 252,000 | 481,000 | 703,000 |
| Income tax | 0 | 0 | 0 | -500,000 |
| Net income | 69,000 | 252,000 | 481,000 | 1,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,472,000 | 6,703,000 | 6,934,000 | 7,446,000 |
| Total capital | 7,112,000 | 7,427,000 | 7,693,000 | 8,180,000 |
| Risk-weighted assets | 61,054,000 | 62,760,000 | 62,553,000 | 63,152,000 |