Call reports 2007
CENTERPOINTE COMMUNITY BANK — 2007
What CENTERPOINTE COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Total assets | 10,508,000 | 18,164,000 |
| Total loans | 0 | 1,938,000 |
| Allowance for loan losses | 0 | 22,000 |
| Securities available for sale | 915,000 | 5,834,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 299,000 | 8,834,000 |
| Interest-bearing deposits | 276,000 | 8,451,000 |
| Noninterest-bearing deposits | 23,000 | 383,000 |
| Equity capital | 9,920,000 | 9,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Interest income | 37,000 | 176,000 |
| Interest expense | 0 | 47,000 |
| Net interest income | 37,000 | 129,000 |
| Noninterest income | 0 | 1,000 |
| Noninterest expense | 291,000 | 1,641,000 |
| Provision for loan losses | 0 | 22,000 |
| Pretax income | -254,000 | -1,533,000 |
| Income tax | 0 | 0 |
| Net income | -254,000 | -1,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Tier 1 capital | 9,920,000 | 9,082,000 |
| Total capital | 9,920,000 | 9,103,000 |
| Risk-weighted assets | 8,317,000 | 13,759,000 |