Call reports 2005
VICTORIA STATE BANK — 2005
What VICTORIA STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 |
|---|---|
| Total assets | 59,073,000 |
| Total loans | 32,159,000 |
| Allowance for loan losses | 405,000 |
| Securities available for sale | 23,003,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 51,392,000 |
| Interest-bearing deposits | 42,072,000 |
| Noninterest-bearing deposits | 9,320,000 |
| Equity capital | 5,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 |
|---|---|
| Interest income | 663,000 |
| Interest expense | 120,000 |
| Net interest income | 543,000 |
| Noninterest income | 88,000 |
| Noninterest expense | 326,000 |
| Provision for loan losses | 19,000 |
| Pretax income | 286,000 |
| Income tax | 0 |
| Net income | 286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 |
|---|---|
| Tier 1 capital | 5,472,000 |
| Total capital | 5,877,000 |
| Risk-weighted assets | 40,953,000 |