Call reports 2001
VICTORIA STATE BANK — 2001
What VICTORIA STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 48,101,000 | 47,988,000 | 51,042,000 | 50,181,000 |
| Total loans | 30,098,000 | 30,092,000 | 28,434,000 | 26,683,000 |
| Allowance for loan losses | 393,000 | 520,000 | 522,000 | 555,000 |
| Securities available for sale | 14,709,000 | 14,170,000 | 15,973,000 | 18,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,009,000 | 42,956,000 | 45,999,000 | 45,052,000 |
| Interest-bearing deposits | 35,462,000 | 35,005,000 | 36,912,000 | 35,983,000 |
| Noninterest-bearing deposits | 7,547,000 | 7,951,000 | 9,087,000 | 9,069,000 |
| Equity capital | 4,596,000 | 4,459,000 | 4,647,000 | 4,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 959,000 | 1,852,000 | 2,741,000 | 3,568,000 |
| Interest expense | 453,000 | 873,000 | 1,260,000 | 1,566,000 |
| Net interest income | 506,000 | 979,000 | 1,481,000 | 2,002,000 |
| Noninterest income | 83,000 | 185,000 | 285,000 | 384,000 |
| Noninterest expense | 374,000 | 728,000 | 1,118,000 | 1,488,000 |
| Provision for loan losses | 22,000 | 500,000 | 525,000 | 538,000 |
| Pretax income | 193,000 | -64,000 | 123,000 | 360,000 |
| Income tax | 67,000 | -48,000 | 17,000 | 102,000 |
| Net income | 126,000 | -16,000 | 106,000 | 258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,411,000 | 4,268,000 | 4,390,000 | 4,543,000 |
| Total capital | 4,804,000 | 4,690,000 | 4,804,000 | 4,941,000 |
| Risk-weighted assets | 32,625,000 | 33,667,000 | 32,985,000 | 31,681,000 |