Call reports 2015
SECURITY STATE BANK — 2015
What SECURITY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 156,526,000 | 155,312,000 | 145,465,000 |
| Total loans | 85,092,000 | 86,896,000 | 86,921,000 |
| Allowance for loan losses | 1,388,000 | 1,389,000 | 1,290,000 |
| Securities available for sale | 43,572,000 | 41,554,000 | 32,792,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 140,307,000 | 139,218,000 | 129,216,000 |
| Interest-bearing deposits | 97,771,000 | 96,105,000 | 89,516,000 |
| Noninterest-bearing deposits | 42,536,000 | 43,113,000 | 39,700,000 |
| Equity capital | 15,034,000 | 15,064,000 | 15,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 1,541,000 | 3,043,000 | 4,536,000 |
| Interest expense | 170,000 | 335,000 | 497,000 |
| Net interest income | 1,371,000 | 2,708,000 | 4,039,000 |
| Noninterest income | 213,000 | 454,000 | 726,000 |
| Noninterest expense | 1,327,000 | 2,597,000 | 3,774,000 |
| Provision for loan losses | 66,000 | 66,000 | 366,000 |
| Pretax income | 335,000 | 772,000 | 1,150,000 |
| Income tax | 87,000 | 180,000 | 253,000 |
| Net income | 248,000 | 592,000 | 897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 13,327,000 | 13,671,000 | 13,845,000 |
| Total capital | 14,629,000 | 15,025,000 | 15,112,000 |
| Risk-weighted assets | 104,140,000 | 108,318,000 | 101,375,000 |