Call reports 2014
SECURITY STATE BANK — 2014
What SECURITY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 151,900,000 | 160,699,000 | 162,296,000 | 148,049,000 |
| Total loans | 73,599,000 | 78,004,000 | 79,406,000 | 80,722,000 |
| Allowance for loan losses | 619,000 | 653,000 | 654,000 | 1,320,000 |
| Securities available for sale | 44,855,000 | 48,539,000 | 53,065,000 | 47,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,411,000 | 145,240,000 | 146,659,000 | 132,550,000 |
| Interest-bearing deposits | 95,303,000 | 96,312,000 | 95,903,000 | 94,889,000 |
| Noninterest-bearing deposits | 42,108,000 | 48,928,000 | 50,756,000 | 37,661,000 |
| Equity capital | 13,933,000 | 14,483,000 | 14,654,000 | 14,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,402,000 | 2,836,000 | 4,325,000 | 5,850,000 |
| Interest expense | 176,000 | 356,000 | 537,000 | 718,000 |
| Net interest income | 1,226,000 | 2,480,000 | 3,788,000 | 5,132,000 |
| Noninterest income | 228,000 | 467,000 | 754,000 | 993,000 |
| Noninterest expense | 1,175,000 | 2,444,000 | 3,742,000 | 5,087,000 |
| Provision for loan losses | 24,000 | 58,000 | 58,000 | 726,000 |
| Pretax income | 255,000 | 445,000 | 782,000 | 400,000 |
| Income tax | 50,000 | 80,000 | 114,000 | 134,000 |
| Net income | 205,000 | 365,000 | 668,000 | 266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,354,000 | 12,752,000 | 13,070,000 | 12,903,000 |
| Total capital | 12,973,000 | 13,405,000 | 13,724,000 | 14,108,000 |
| Risk-weighted assets | 92,809,000 | 98,907,000 | 100,612,000 | 96,416,000 |