Call reports 2010
SECURITY STATE BANK — 2010
What SECURITY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 76,775,000 | 78,132,000 | 118,411,000 | 116,534,000 |
| Total loans | 16,771,000 | 17,227,000 | 31,839,000 | 32,132,000 |
| Allowance for loan losses | 288,000 | 223,000 | 290,000 | 287,000 |
| Securities available for sale | 31,473,000 | 42,429,000 | 49,744,000 | 60,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,732,000 | 67,735,000 | 106,279,000 | 105,607,000 |
| Interest-bearing deposits | 49,024,000 | 50,264,000 | 81,542,000 | 82,010,000 |
| Noninterest-bearing deposits | 17,708,000 | 17,471,000 | 24,737,000 | 23,598,000 |
| Equity capital | 9,705,000 | 10,005,000 | 11,624,000 | 10,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 678,000 | 1,346,000 | 2,044,000 | 3,042,000 |
| Interest expense | 138,000 | 284,000 | 429,000 | 658,000 |
| Net interest income | 540,000 | 1,062,000 | 1,615,000 | 2,384,000 |
| Noninterest income | 134,000 | 258,000 | 386,000 | 613,000 |
| Noninterest expense | 624,000 | 1,166,000 | 1,895,000 | 3,129,000 |
| Provision for loan losses | 17,000 | -11,000 | 136,000 | 148,000 |
| Pretax income | 192,000 | 478,000 | 408,000 | 158,000 |
| Income tax | 14,000 | 65,000 | 126,000 | -98,000 |
| Net income | 178,000 | 413,000 | 282,000 | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,269,000 | 9,503,000 | 8,830,000 | 8,694,000 |
| Total capital | 9,557,000 | 9,726,000 | 9,120,000 | 8,981,000 |
| Risk-weighted assets | 31,819,000 | 33,254,000 | 46,940,000 | 50,199,000 |