Call reports 2009
SECURITY STATE BANK — 2009
What SECURITY STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 74,019,000 | 73,433,000 | 72,680,000 | 68,704,000 |
| Total loans | 16,242,000 | 17,203,000 | 16,781,000 | 16,830,000 |
| Allowance for loan losses | 315,000 | 313,000 | 334,000 | 281,000 |
| Securities available for sale | 42,966,000 | 41,965,000 | 36,037,000 | 38,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,636,000 | 64,226,000 | 62,837,000 | 59,064,000 |
| Interest-bearing deposits | 47,669,000 | 46,254,000 | 42,880,000 | 43,366,000 |
| Noninterest-bearing deposits | 16,967,000 | 17,972,000 | 19,957,000 | 15,698,000 |
| Equity capital | 9,058,000 | 8,858,000 | 9,452,000 | 9,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,492,000 | 2,230,000 | 2,930,000 |
| Interest expense | 267,000 | 523,000 | 733,000 | 883,000 |
| Net interest income | 482,000 | 969,000 | 1,497,000 | 2,047,000 |
| Noninterest income | 108,000 | 224,000 | 346,000 | 467,000 |
| Noninterest expense | 489,000 | 1,025,000 | 1,575,000 | 2,206,000 |
| Provision for loan losses | 2,000 | 8,000 | 30,000 | 33,000 |
| Pretax income | 109,000 | 170,000 | 405,000 | 442,000 |
| Income tax | 29,000 | 70,000 | 112,000 | 82,000 |
| Net income | 80,000 | 100,000 | 293,000 | 360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,810,000 | 8,830,000 | 9,023,000 | 9,090,000 |
| Total capital | 9,125,000 | 9,143,000 | 9,357,000 | 9,371,000 |
| Risk-weighted assets | 31,793,000 | 33,525,000 | 30,306,000 | 30,129,000 |