Call reports 2006
SECURITY STATE BANK — 2006
What SECURITY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 54,958,000 | 53,250,000 | 50,706,000 | 51,739,000 |
| Total loans | 16,142,000 | 15,407,000 | 15,809,000 | 15,329,000 |
| Allowance for loan losses | 322,000 | 298,000 | 274,000 | 228,000 |
| Securities available for sale | 19,936,000 | 21,723,000 | 23,537,000 | 21,955,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,984,000 | 45,175,000 | 42,380,000 | 43,434,000 |
| Interest-bearing deposits | 36,223,000 | 35,446,000 | 32,789,000 | 33,972,000 |
| Noninterest-bearing deposits | 10,761,000 | 9,729,000 | 9,591,000 | 9,462,000 |
| Equity capital | 7,793,000 | 7,792,000 | 7,981,000 | 8,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 670,000 | 1,368,000 | 2,066,000 | 2,765,000 |
| Interest expense | 195,000 | 414,000 | 642,000 | 878,000 |
| Net interest income | 475,000 | 954,000 | 1,424,000 | 1,887,000 |
| Noninterest income | 130,000 | 300,000 | 477,000 | 607,000 |
| Noninterest expense | 542,000 | 1,014,000 | 1,541,000 | 2,049,000 |
| Provision for loan losses | 30,000 | 24,000 | 39,000 | 54,000 |
| Pretax income | 33,000 | 216,000 | 335,000 | 405,000 |
| Income tax | 16,000 | 64,000 | 81,000 | 77,000 |
| Net income | 17,000 | 152,000 | 254,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,011,000 | 8,097,000 | 8,149,000 | 8,231,000 |
| Total capital | 8,302,000 | 8,390,000 | 8,420,000 | 8,420,000 |
| Risk-weighted assets | 23,286,000 | 22,813,000 | 21,716,000 | 21,476,000 |