Call reports 2005
SECURITY STATE BANK — 2005
What SECURITY STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 77,630,000 | 73,589,000 | 51,827,000 | 53,683,000 |
| Total loans | 17,456,000 | 17,833,000 | 18,035,000 | 16,949,000 |
| Allowance for loan losses | 207,000 | 315,000 | 321,000 | 294,000 |
| Securities available for sale | 41,992,000 | 42,746,000 | 24,044,000 | 22,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,864,000 | 64,858,000 | 43,379,000 | 45,683,000 |
| Interest-bearing deposits | 59,742,000 | 53,896,000 | 34,630,000 | 35,583,000 |
| Noninterest-bearing deposits | 9,122,000 | 10,962,000 | 8,749,000 | 10,100,000 |
| Equity capital | 8,521,000 | 8,454,000 | 8,193,000 | 7,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 741,000 | 1,548,000 | 2,246,000 | 2,905,000 |
| Interest expense | 225,000 | 502,000 | 697,000 | 881,000 |
| Net interest income | 516,000 | 1,046,000 | 1,549,000 | 2,024,000 |
| Noninterest income | 134,000 | 279,000 | 432,000 | 559,000 |
| Noninterest expense | 444,000 | 987,000 | 1,533,000 | 2,137,000 |
| Provision for loan losses | 30,000 | 130,000 | 180,000 | 210,000 |
| Pretax income | 176,000 | 204,000 | 303,000 | 271,000 |
| Income tax | 26,000 | 31,000 | 31,000 | 30,000 |
| Net income | 150,000 | 173,000 | 272,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,605,000 | 8,427,000 | 8,327,000 | 8,095,000 |
| Total capital | 8,812,000 | 8,742,000 | 8,648,000 | 8,389,000 |
| Risk-weighted assets | 37,550,000 | 36,769,000 | 23,972,000 | 23,746,000 |