Call reports 2013
FIRST COMMUNITY BANK OF CRAWFORD COUNTY — 2013
What FIRST COMMUNITY BANK OF CRAWFORD COUNTY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 77,806,000 | 73,856,000 | 66,877,000 | 61,441,000 |
| Total loans | 60,771,000 | 55,566,000 | 49,874,000 | 47,652,000 |
| Allowance for loan losses | 2,194,000 | 2,738,000 | 2,552,000 | 4,153,000 |
| Securities available for sale | 5,764,000 | 5,314,000 | 5,013,000 | 4,846,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,520,000 | 65,423,000 | 60,533,000 | 56,489,000 |
| Interest-bearing deposits | 63,072,000 | 59,792,000 | 55,545,000 | 51,869,000 |
| Noninterest-bearing deposits | 5,448,000 | 5,631,000 | 4,988,000 | 4,620,000 |
| Equity capital | 5,146,000 | 4,302,000 | 4,162,000 | 2,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 926,000 | 1,788,000 | 2,530,000 | 3,250,000 |
| Interest expense | 159,000 | 303,000 | 438,000 | 597,000 |
| Net interest income | 767,000 | 1,485,000 | 2,092,000 | 2,653,000 |
| Noninterest income | 68,000 | 253,000 | 410,000 | 392,000 |
| Noninterest expense | 817,000 | 1,732,000 | 2,563,000 | 3,089,000 |
| Provision for loan losses | 326,000 | 1,568,000 | 1,668,000 | 3,626,000 |
| Pretax income | -308,000 | -1,562,000 | -1,729,000 | -3,670,000 |
| Income tax | -131,000 | -639,000 | -698,000 | -1,299,000 |
| Net income | -177,000 | -923,000 | -1,031,000 | -2,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,817,000 | 2,497,000 | 2,308,000 | 352,000 |
| Total capital | 4,579,000 | 3,194,000 | 2,946,000 | 704,000 |
| Risk-weighted assets | 59,503,000 | 53,689,000 | 49,166,000 | 44,743,000 |