Call reports 2012
FIRST COMMUNITY BANK OF CRAWFORD COUNTY — 2012
What FIRST COMMUNITY BANK OF CRAWFORD COUNTY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 94,655,000 | 93,739,000 | 85,498,000 | 83,747,000 |
| Total loans | 71,353,000 | 71,941,000 | 69,668,000 | 67,089,000 |
| Allowance for loan losses | 2,366,000 | 2,007,000 | 1,901,000 | 2,255,000 |
| Securities available for sale | 6,999,000 | 6,744,000 | 6,466,000 | 6,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,369,000 | 82,381,000 | 74,487,000 | 74,214,000 |
| Interest-bearing deposits | 66,360,000 | 65,202,000 | 68,345,000 | 68,520,000 |
| Noninterest-bearing deposits | 17,008,000 | 17,179,000 | 6,142,000 | 5,694,000 |
| Equity capital | 6,709,000 | 6,801,000 | 6,274,000 | 5,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,141,000 | 2,287,000 | 3,277,000 | 4,311,000 |
| Interest expense | 300,000 | 585,000 | 820,000 | 1,014,000 |
| Net interest income | 841,000 | 1,702,000 | 2,457,000 | 3,297,000 |
| Noninterest income | 118,000 | 248,000 | 325,000 | -299,000 |
| Noninterest expense | 678,000 | 1,619,000 | 2,441,000 | 3,260,000 |
| Provision for loan losses | 100,000 | 100,000 | 650,000 | 1,757,000 |
| Pretax income | 181,000 | 231,000 | -309,000 | -2,019,000 |
| Income tax | 0 | 0 | 0 | -773,000 |
| Net income | 181,000 | 231,000 | -309,000 | -1,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,652,000 | 6,704,000 | 6,163,000 | 4,138,000 |
| Total capital | 7,556,000 | 7,609,000 | 7,022,000 | 4,990,000 |
| Risk-weighted assets | 70,473,000 | 71,027,000 | 67,428,000 | 66,058,000 |