Call reports 2011
FIRST COMMUNITY BANK OF CRAWFORD COUNTY — 2011
What FIRST COMMUNITY BANK OF CRAWFORD COUNTY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 94,972,000 | 96,571,000 | 95,314,000 | 94,064,000 |
| Total loans | 74,416,000 | 74,819,000 | 73,611,000 | 72,113,000 |
| Allowance for loan losses | 1,697,000 | 1,800,000 | 1,221,000 | 2,384,000 |
| Securities available for sale | 5,092,000 | 5,004,000 | 4,807,000 | 4,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,777,000 | 81,134,000 | 79,843,000 | 83,122,000 |
| Interest-bearing deposits | 66,783,000 | 68,230,000 | 65,873,000 | 68,084,000 |
| Noninterest-bearing deposits | 12,994,000 | 12,905,000 | 13,970,000 | 15,038,000 |
| Equity capital | 10,924,000 | 11,061,000 | 11,081,000 | 6,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,175,000 | 2,365,000 | 3,570,000 | 4,703,000 |
| Interest expense | 360,000 | 709,000 | 1,052,000 | 1,365,000 |
| Net interest income | 815,000 | 1,656,000 | 2,518,000 | 3,338,000 |
| Noninterest income | 128,000 | 255,000 | 385,000 | 518,000 |
| Noninterest expense | 683,000 | 1,359,000 | 2,127,000 | 6,403,000 |
| Provision for loan losses | 120,000 | 370,000 | 570,000 | 1,922,000 |
| Pretax income | 140,000 | 182,000 | 206,000 | -4,442,000 |
| Income tax | -178,000 | -216,000 | -185,000 | -321,000 |
| Net income | 318,000 | 398,000 | 391,000 | -4,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,351,000 | 7,430,000 | 7,423,000 | 6,499,000 |
| Total capital | 8,228,000 | 8,334,000 | 8,327,000 | 7,399,000 |
| Risk-weighted assets | 69,456,000 | 70,973,000 | 71,502,000 | 70,252,000 |