Call reports 2010
FIRST COMMUNITY BANK OF CRAWFORD COUNTY — 2010
What FIRST COMMUNITY BANK OF CRAWFORD COUNTY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 88,591,000 | 87,688,000 | 91,269,000 | 95,772,000 |
| Total loans | 67,296,000 | 69,781,000 | 73,483,000 | 75,132,000 |
| Allowance for loan losses | 819,000 | 1,075,000 | 1,068,000 | 1,610,000 |
| Securities available for sale | 6,189,000 | 6,160,000 | 5,937,000 | 5,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,133,000 | 73,395,000 | 71,767,000 | 80,775,000 |
| Interest-bearing deposits | 64,386,000 | 65,368,000 | 63,063,000 | 69,446,000 |
| Noninterest-bearing deposits | 7,747,000 | 8,027,000 | 8,704,000 | 11,329,000 |
| Equity capital | 10,627,000 | 10,798,000 | 10,991,000 | 10,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,133,000 | 2,332,000 | 3,599,000 | 4,774,000 |
| Interest expense | 398,000 | 790,000 | 1,159,000 | 1,532,000 |
| Net interest income | 735,000 | 1,542,000 | 2,440,000 | 3,242,000 |
| Noninterest income | 136,000 | 285,000 | 447,000 | 616,000 |
| Noninterest expense | 673,000 | 1,382,000 | 2,170,000 | 2,889,000 |
| Provision for loan losses | 40,000 | 305,000 | 305,000 | 880,000 |
| Pretax income | 158,000 | 140,000 | 412,000 | 89,000 |
| Income tax | -56,000 | -42,000 | -8,000 | -11,000 |
| Net income | 214,000 | 182,000 | 420,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,183,000 | 7,151,000 | 7,389,000 | 7,068,000 |
| Total capital | 8,002,000 | 7,992,000 | 8,258,000 | 7,954,000 |
| Risk-weighted assets | 66,210,000 | 66,592,000 | 69,277,000 | 69,559,000 |