Call reports 2009
FIRST COMMUNITY BANK OF CRAWFORD COUNTY — 2009
What FIRST COMMUNITY BANK OF CRAWFORD COUNTY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 81,960,000 | 83,477,000 | 83,430,000 | 85,692,000 |
| Total loans | 62,506,000 | 62,654,000 | 64,497,000 | 66,418,000 |
| Allowance for loan losses | 691,000 | 675,000 | 789,000 | 784,000 |
| Securities available for sale | 7,928,000 | 7,323,000 | 7,018,000 | 6,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,021,000 | 69,906,000 | 70,005,000 | 69,949,000 |
| Interest-bearing deposits | 60,169,000 | 64,927,000 | 64,125,000 | 63,639,000 |
| Noninterest-bearing deposits | 5,852,000 | 4,979,000 | 5,880,000 | 6,310,000 |
| Equity capital | 10,772,000 | 10,757,000 | 10,324,000 | 10,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,148,000 | 2,280,000 | 3,416,000 | 4,593,000 |
| Interest expense | 521,000 | 1,033,000 | 1,528,000 | 1,988,000 |
| Net interest income | 627,000 | 1,247,000 | 1,888,000 | 2,605,000 |
| Noninterest income | 142,000 | 323,000 | 497,000 | 650,000 |
| Noninterest expense | 746,000 | 1,494,000 | 2,231,000 | 2,888,000 |
| Provision for loan losses | 15,000 | 25,000 | 540,000 | 540,000 |
| Pretax income | 8,000 | 51,000 | -386,000 | 29,000 |
| Income tax | -24,000 | -58,000 | 7,000 | 64,000 |
| Net income | 32,000 | 109,000 | -393,000 | -35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,035,000 | 7,113,000 | 6,610,000 | 6,968,000 |
| Total capital | 7,726,000 | 7,788,000 | 7,382,000 | 7,752,000 |
| Risk-weighted assets | 60,600,000 | 62,488,000 | 61,715,000 | 64,729,000 |