Call reports 2008
FIRST COMMUNITY BANK OF CRAWFORD COUNTY — 2008
What FIRST COMMUNITY BANK OF CRAWFORD COUNTY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 71,108,000 | 71,653,000 | 76,294,000 | 81,906,000 |
| Total loans | 53,671,000 | 54,961,000 | 58,023,000 | 60,609,000 |
| Allowance for loan losses | 547,000 | 570,000 | 723,000 | 763,000 |
| Securities available for sale | 8,435,000 | 8,063,000 | 8,060,000 | 8,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,925,000 | 60,923,000 | 64,455,000 | 69,502,000 |
| Interest-bearing deposits | 54,136,000 | 55,434,000 | 58,476,000 | 63,705,000 |
| Noninterest-bearing deposits | 4,789,000 | 5,489,000 | 5,979,000 | 5,797,000 |
| Equity capital | 8,838,000 | 8,634,000 | 8,828,000 | 9,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,121,000 | 2,204,000 | 3,325,000 | 4,472,000 |
| Interest expense | 557,000 | 1,080,000 | 1,568,000 | 2,238,000 |
| Net interest income | 564,000 | 1,124,000 | 1,757,000 | 2,234,000 |
| Noninterest income | 153,000 | 306,000 | 455,000 | 602,000 |
| Noninterest expense | 592,000 | 1,203,000 | 1,863,000 | 2,575,000 |
| Provision for loan losses | 20,000 | 65,000 | 240,000 | 285,000 |
| Pretax income | 105,000 | 162,000 | 109,000 | 23,000 |
| Income tax | -30,000 | -100,000 | -260,000 | -409,000 |
| Net income | 135,000 | 262,000 | 369,000 | 432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,142,000 | 5,244,000 | 5,351,000 | 5,714,000 |
| Total capital | 5,689,000 | 5,814,000 | 6,074,000 | 6,449,000 |
| Risk-weighted assets | 52,453,000 | 53,099,000 | 59,944,000 | 58,737,000 |