Call reports 2007
FIRST COMMUNITY BANK OF CRAWFORD COUNTY — 2007
What FIRST COMMUNITY BANK OF CRAWFORD COUNTY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 58,997,000 | 62,834,000 | 64,205,000 | 66,959,000 |
| Total loans | 38,527,000 | 43,383,000 | 46,429,000 | 49,920,000 |
| Allowance for loan losses | 523,000 | 538,000 | 556,000 | 552,000 |
| Securities available for sale | 12,596,000 | 12,279,000 | 8,716,000 | 8,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,070,000 | 49,792,000 | 54,265,000 | 54,824,000 |
| Interest-bearing deposits | 40,681,000 | 44,502,000 | 49,083,000 | 50,813,000 |
| Noninterest-bearing deposits | 8,389,000 | 5,290,000 | 5,182,000 | 4,011,000 |
| Equity capital | 8,070,000 | 7,956,000 | 8,196,000 | 8,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 909,000 | 1,962,000 | 3,032,000 | 4,150,000 |
| Interest expense | 474,000 | 977,000 | 1,525,000 | 2,101,000 |
| Net interest income | 435,000 | 985,000 | 1,507,000 | 2,049,000 |
| Noninterest income | 110,000 | 224,000 | 356,000 | 495,000 |
| Noninterest expense | 535,000 | 1,065,000 | 1,659,000 | 2,220,000 |
| Provision for loan losses | 0 | 10,000 | 25,000 | 50,000 |
| Pretax income | 10,000 | 134,000 | 179,000 | 274,000 |
| Income tax | -30,000 | -28,000 | -59,000 | -90,000 |
| Net income | 40,000 | 162,000 | 238,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,068,000 | 4,805,000 | 4,882,000 | 5,007,000 |
| Total capital | 5,571,000 | 5,343,000 | 5,438,000 | 5,560,000 |
| Risk-weighted assets | 40,252,000 | 43,779,000 | 45,521,000 | 48,615,000 |