Call reports 2006
FIRST COMMUNITY BANK OF CRAWFORD COUNTY — 2006
What FIRST COMMUNITY BANK OF CRAWFORD COUNTY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 51,881,000 | 50,603,000 | 50,937,000 | 56,806,000 |
| Total loans | 34,213,000 | 33,992,000 | 33,246,000 | 35,767,000 |
| Allowance for loan losses | 603,000 | 500,000 | 521,000 | 511,000 |
| Securities available for sale | 11,468,000 | 11,889,000 | 11,994,000 | 13,117,000 |
| Securities held to maturity | 884,000 | 884,000 | 884,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,346,000 | 43,402,000 | 43,774,000 | 46,844,000 |
| Interest-bearing deposits | 37,178,000 | 35,761,000 | 40,040,000 | 37,941,000 |
| Noninterest-bearing deposits | 7,168,000 | 7,641,000 | 3,734,000 | 8,903,000 |
| Equity capital | 4,627,000 | 4,591,000 | 4,753,000 | 7,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 790,000 | 1,609,000 | 2,462,000 | 3,363,000 |
| Interest expense | 359,000 | 739,000 | 1,157,000 | 1,621,000 |
| Net interest income | 431,000 | 870,000 | 1,305,000 | 1,742,000 |
| Noninterest income | 91,000 | 165,000 | 237,000 | 312,000 |
| Noninterest expense | 463,000 | 941,000 | 1,391,000 | 1,815,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 54,000 | 89,000 | 146,000 | 234,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 54,000 | 89,000 | 146,000 | 234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,836,000 | 4,871,000 | 4,928,000 | 5,028,000 |
| Total capital | 5,272,000 | 5,302,000 | 5,355,000 | 5,494,000 |
| Risk-weighted assets | 34,740,000 | 34,440,000 | 34,039,000 | 37,330,000 |