Call reports 2005
FIRST COMMUNITY BANK OF CRAWFORD COUNTY — 2005
What FIRST COMMUNITY BANK OF CRAWFORD COUNTY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 50,502,000 | 48,806,000 | 48,300,000 | 48,370,000 |
| Total loans | 35,959,000 | 34,522,000 | 33,940,000 | 34,486,000 |
| Allowance for loan losses | 642,000 | 640,000 | 628,000 | 612,000 |
| Securities available for sale | 8,935,000 | 9,943,000 | 10,313,000 | 10,488,000 |
| Securities held to maturity | 884,000 | 884,000 | 884,000 | 884,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,719,000 | 40,365,000 | 40,197,000 | 40,239,000 |
| Interest-bearing deposits | 37,399,000 | 36,329,000 | 35,729,000 | 36,489,000 |
| Noninterest-bearing deposits | 4,320,000 | 4,036,000 | 4,468,000 | 3,750,000 |
| Equity capital | 4,495,000 | 4,563,000 | 4,577,000 | 4,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 721,000 | 1,465,000 | 2,201,000 | 2,965,000 |
| Interest expense | 231,000 | 474,000 | 747,000 | 1,049,000 |
| Net interest income | 490,000 | 991,000 | 1,454,000 | 1,916,000 |
| Noninterest income | 86,000 | 147,000 | 219,000 | 315,000 |
| Noninterest expense | 521,000 | 1,001,000 | 1,487,000 | 1,977,000 |
| Provision for loan losses | 30,000 | 50,000 | 60,000 | 60,000 |
| Pretax income | 25,000 | 87,000 | 126,000 | 194,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 25,000 | 87,000 | 126,000 | 194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,612,000 | 4,675,000 | 4,714,000 | 4,782,000 |
| Total capital | 5,055,000 | 5,091,000 | 5,130,000 | 5,215,000 |
| Risk-weighted assets | 35,245,000 | 33,055,000 | 33,078,000 | 34,390,000 |