Call reports 2002
FIRST COMMUNITY BANK OF CRAWFORD COUNTY — 2002
What FIRST COMMUNITY BANK OF CRAWFORD COUNTY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 30,454,000 | 34,818,000 | 37,707,000 | 42,487,000 |
| Total loans | 25,514,000 | 27,819,000 | 32,016,000 | 35,147,000 |
| Allowance for loan losses | 331,000 | 332,000 | 323,000 | 338,000 |
| Securities available for sale | 2,154,000 | 1,778,000 | 1,512,000 | 1,290,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,484,000 | 30,244,000 | 33,020,000 | 35,989,000 |
| Interest-bearing deposits | 24,110,000 | 26,951,000 | 29,886,000 | 32,645,000 |
| Noninterest-bearing deposits | 3,373,000 | 3,293,000 | 3,134,000 | 3,344,000 |
| Equity capital | 2,896,000 | 3,041,000 | 3,177,000 | 5,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 522,000 | 1,085,000 | 1,717,000 | 2,349,000 |
| Interest expense | 184,000 | 372,000 | 575,000 | 801,000 |
| Net interest income | 338,000 | 713,000 | 1,142,000 | 1,548,000 |
| Noninterest income | 58,000 | 124,000 | 208,000 | 318,000 |
| Noninterest expense | 275,000 | 571,000 | 930,000 | 1,390,000 |
| Provision for loan losses | 18,000 | 23,000 | 38,000 | 68,000 |
| Pretax income | 103,000 | 243,000 | 382,000 | 408,000 |
| Income tax | 0 | 0 | 0 | 120,000 |
| Net income | 103,000 | 243,000 | 382,000 | 288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,895,000 | 3,039,000 | 3,174,000 | 5,047,000 |
| Total capital | 3,198,000 | 3,371,000 | 3,497,000 | 5,385,000 |
| Risk-weighted assets | 24,218,000 | 26,822,000 | 30,945,000 | 34,251,000 |