Call reports 2015
FAIRMOUNT BANK — 2015
What FAIRMOUNT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 78,944,000 | 77,215,000 |
| Total loans | 54,786,000 | 55,236,000 |
| Allowance for loan losses | 693,000 | 676,000 |
| Securities available for sale | 7,254,000 | 5,886,000 |
| Securities held to maturity | 4,008,000 | 4,008,000 |
| Trading assets | 0 | 0 |
| Total deposits | 55,148,000 | 54,830,000 |
| Interest-bearing deposits | 54,153,000 | 53,630,000 |
| Noninterest-bearing deposits | 995,000 | 1,200,000 |
| Equity capital | 12,069,000 | 12,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 859,000 | 1,722,000 |
| Interest expense | 169,000 | 348,000 |
| Net interest income | 690,000 | 1,374,000 |
| Noninterest income | 6,000 | 14,000 |
| Noninterest expense | 468,000 | 924,000 |
| Provision for loan losses | 75,000 | 150,000 |
| Pretax income | 171,000 | 369,000 |
| Income tax | 63,000 | 141,000 |
| Net income | 108,000 | 228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 11,922,000 | 11,991,000 |
| Total capital | 12,425,000 | 12,525,000 |
| Risk-weighted assets | 40,122,000 | 42,577,000 |