Call reports 2014
FAIRMOUNT BANK — 2014
What FAIRMOUNT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 76,778,000 | 76,407,000 | 77,716,000 | 77,375,000 |
| Total loans | 54,288,000 | 55,034,000 | 55,644,000 | 55,664,000 |
| Allowance for loan losses | 707,000 | 579,000 | 762,000 | 617,000 |
| Securities available for sale | 5,382,000 | 5,620,000 | 8,395,000 | 7,828,000 |
| Securities held to maturity | 3,756,000 | 4,008,000 | 4,008,000 | 4,008,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,862,000 | 56,535,000 | 55,194,000 | 53,214,000 |
| Interest-bearing deposits | 56,286,000 | 678,000 | 54,694,000 | 52,249,000 |
| Noninterest-bearing deposits | 576,000 | 55,857,000 | 500,000 | 965,000 |
| Equity capital | 11,613,000 | 11,546,000 | 11,739,000 | 11,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 841,000 | 1,692,000 | 2,581,000 | 3,469,000 |
| Interest expense | 172,000 | 340,000 | 513,000 | 682,000 |
| Net interest income | 669,000 | 1,352,000 | 2,068,000 | 2,787,000 |
| Noninterest income | 57,000 | 99,000 | 109,000 | 118,000 |
| Noninterest expense | 472,000 | 952,000 | 1,413,000 | 1,867,000 |
| Provision for loan losses | 160,000 | 615,000 | 845,000 | 915,000 |
| Pretax income | 94,000 | -116,000 | -81,000 | 163,000 |
| Income tax | 35,000 | -48,000 | -112,000 | -14,000 |
| Net income | 59,000 | -68,000 | 31,000 | 177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,499,000 | 11,398,000 | 11,608,000 | 11,760,000 |
| Total capital | 12,017,000 | 11,922,000 | 12,130,000 | 12,275,000 |
| Risk-weighted assets | 41,305,000 | 41,792,000 | 41,518,000 | 41,533,000 |