Call reports 2013
FAIRMOUNT BANK — 2013
What FAIRMOUNT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 79,064,000 | 78,713,000 | 76,887,000 | 75,982,000 |
| Total loans | 54,766,000 | 55,561,000 | 55,994,000 | 55,463,000 |
| Allowance for loan losses | 837,000 | 701,000 | 733,000 | 827,000 |
| Securities available for sale | 6,904,000 | 6,356,000 | 5,792,000 | 5,566,000 |
| Securities held to maturity | 3,009,000 | 3,008,000 | 3,756,000 | 3,756,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,491,000 | 59,093,000 | 57,182,000 | 56,176,000 |
| Interest-bearing deposits | 58,701,000 | 58,063,000 | 56,544,000 | 55,445,000 |
| Noninterest-bearing deposits | 790,000 | 1,030,000 | 638,000 | 731,000 |
| Equity capital | 11,252,000 | 11,241,000 | 11,409,000 | 11,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 836,000 | 1,712,000 | 2,579,000 | 3,454,000 |
| Interest expense | 187,000 | 368,000 | 544,000 | 718,000 |
| Net interest income | 649,000 | 1,344,000 | 2,035,000 | 2,736,000 |
| Noninterest income | -20,000 | 13,000 | 20,000 | 23,000 |
| Noninterest expense | 464,000 | 985,000 | 1,397,000 | 1,871,000 |
| Provision for loan losses | 125,000 | 275,000 | 375,000 | 480,000 |
| Pretax income | 40,000 | 97,000 | 283,000 | 408,000 |
| Income tax | 16,000 | 28,000 | 126,000 | 174,000 |
| Net income | 24,000 | 69,000 | 157,000 | 234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,061,000 | 11,122,000 | 11,298,000 | 11,377,000 |
| Total capital | 11,598,000 | 11,660,000 | 11,824,000 | 11,903,000 |
| Risk-weighted assets | 42,691,000 | 42,901,000 | 41,872,000 | 41,752,000 |