Call reports 2012
FAIRMOUNT BANK — 2012
What FAIRMOUNT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,885,000 | 79,329,000 | 78,898,000 | 77,979,000 |
| Total loans | 54,961,000 | 54,312,000 | 55,149,000 | 55,253,000 |
| Allowance for loan losses | 657,000 | 702,000 | 617,000 | 742,000 |
| Securities available for sale | 6,773,000 | 6,423,000 | 7,804,000 | 6,879,000 |
| Securities held to maturity | 5,134,000 | 4,991,000 | 3,637,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,654,000 | 59,927,000 | 59,429,000 | 58,395,000 |
| Interest-bearing deposits | 57,664,000 | 58,725,000 | 58,615,000 | 57,725,000 |
| Noninterest-bearing deposits | 990,000 | 1,202,000 | 814,000 | 670,000 |
| Equity capital | 10,833,000 | 10,978,000 | 11,079,000 | 11,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 975,000 | 1,895,000 | 2,807,000 | 3,724,000 |
| Interest expense | 236,000 | 460,000 | 680,000 | 884,000 |
| Net interest income | 739,000 | 1,435,000 | 2,127,000 | 2,840,000 |
| Noninterest income | 7,000 | 17,000 | 3,000 | 6,000 |
| Noninterest expense | 450,000 | 949,000 | 1,653,000 | 2,131,000 |
| Provision for loan losses | 80,000 | 125,000 | 100,000 | 225,000 |
| Pretax income | 216,000 | 378,000 | 377,000 | 606,000 |
| Income tax | 67,000 | 119,000 | 91,000 | 171,000 |
| Net income | 149,000 | 259,000 | 286,000 | 435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,628,000 | 10,742,000 | 10,831,000 | 10,983,000 |
| Total capital | 11,157,000 | 11,260,000 | 11,353,000 | 11,510,000 |
| Risk-weighted assets | 42,208,000 | 41,277,000 | 41,689,000 | 41,917,000 |