Call reports 2025
COMMUNITY STATE BANK — 2025
What COMMUNITY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 175,835,000 | 172,586,000 | 168,394,000 | 173,118,000 |
| Total loans | 84,774,000 | 87,431,000 | 87,626,000 | 87,142,000 |
| Allowance for loan losses | 1,221,000 | 1,222,000 | 1,229,000 | 1,223,000 |
| Securities available for sale | 62,081,000 | 60,612,000 | 60,408,000 | 59,103,000 |
| Securities held to maturity | 4,041,000 | 3,915,000 | 3,795,000 | 2,923,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,364,000 | 158,932,000 | 153,248,000 | 157,728,000 |
| Interest-bearing deposits | 139,618,000 | 139,950,000 | 134,360,000 | 137,854,000 |
| Noninterest-bearing deposits | 22,746,000 | 18,982,000 | 18,888,000 | 19,874,000 |
| Equity capital | 12,352,000 | 12,465,000 | 13,978,000 | 14,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,793,000 | 3,571,000 | 5,400,000 | 7,209,000 |
| Interest expense | 625,000 | 1,207,000 | 1,794,000 | 2,372,000 |
| Net interest income | 1,168,000 | 2,364,000 | 3,606,000 | 4,837,000 |
| Noninterest income | 193,000 | 402,000 | 621,000 | 826,000 |
| Noninterest expense | 1,032,000 | 2,209,000 | 3,372,000 | 4,609,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 312,000 | 540,000 | 838,000 | 1,037,000 |
| Income tax | 38,000 | 56,000 | 91,000 | 109,000 |
| Net income | 274,000 | 484,000 | 747,000 | 928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,023,000 | 17,078,000 | 17,341,000 | 17,334,000 |
| Total capital | 18,245,000 | 18,300,000 | 18,570,000 | 18,557,000 |
| Risk-weighted assets | 98,312,000 | 99,545,000 | 99,174,000 | 99,307,000 |