Call reports 2024
COMMUNITY STATE BANK — 2024
What COMMUNITY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 173,319,000 | 176,298,000 | 172,107,000 | 181,213,000 |
| Total loans | 82,526,000 | 86,121,000 | 86,014,000 | 88,013,000 |
| Allowance for loan losses | 1,231,000 | 1,229,000 | 1,228,000 | 1,219,000 |
| Securities available for sale | 67,262,000 | 66,069,000 | 66,753,000 | 62,548,000 |
| Securities held to maturity | 4,561,000 | 4,430,000 | 4,290,000 | 4,160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,412,000 | 162,904,000 | 157,860,000 | 168,490,000 |
| Interest-bearing deposits | 134,868,000 | 140,118,000 | 135,932,000 | 146,487,000 |
| Noninterest-bearing deposits | 23,544,000 | 22,786,000 | 21,928,000 | 22,003,000 |
| Equity capital | 10,889,000 | 11,078,000 | 12,920,000 | 11,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,644,000 | 3,345,000 | 5,135,000 | 6,933,000 |
| Interest expense | 595,000 | 1,248,000 | 1,927,000 | 2,558,000 |
| Net interest income | 1,049,000 | 2,097,000 | 3,208,000 | 4,375,000 |
| Noninterest income | 180,000 | 408,000 | 610,000 | 800,000 |
| Noninterest expense | 1,020,000 | 2,152,000 | 3,239,000 | 4,434,000 |
| Provision for loan losses | 13,000 | 13,000 | 13,000 | 13,000 |
| Pretax income | 196,000 | 340,000 | 566,000 | 728,000 |
| Income tax | 8,000 | 3,000 | 17,000 | 16,000 |
| Net income | 188,000 | 337,000 | 549,000 | 712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,600,000 | 16,596,000 | 16,784,000 | 16,749,000 |
| Total capital | 17,831,000 | 17,825,000 | 18,012,000 | 17,968,000 |
| Risk-weighted assets | 98,814,000 | 100,035,000 | 98,272,000 | 101,703,000 |