Call reports 2023
COMMUNITY STATE BANK — 2023
What COMMUNITY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 166,285,000 | 169,868,000 | 162,922,000 | 170,576,000 |
| Total loans | 74,237,000 | 77,897,000 | 77,990,000 | 82,248,000 |
| Allowance for loan losses | 1,206,000 | 1,182,000 | 1,177,000 | 1,224,000 |
| Securities available for sale | 66,720,000 | 64,706,000 | 61,751,000 | 62,819,000 |
| Securities held to maturity | 5,185,000 | 5,020,000 | 4,843,000 | 4,707,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,771,000 | 158,496,000 | 152,361,000 | 158,012,000 |
| Interest-bearing deposits | 129,850,000 | 134,950,000 | 130,729,000 | 134,856,000 |
| Noninterest-bearing deposits | 24,921,000 | 23,546,000 | 21,632,000 | 23,156,000 |
| Equity capital | 10,590,000 | 10,314,000 | 9,406,000 | 11,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,512,000 | 2,994,000 | 4,553,000 | 6,152,000 |
| Interest expense | 217,000 | 590,000 | 1,110,000 | 1,672,000 |
| Net interest income | 1,295,000 | 2,404,000 | 3,443,000 | 4,480,000 |
| Noninterest income | 188,000 | 717,000 | 928,000 | 1,232,000 |
| Noninterest expense | 1,009,000 | 2,269,000 | 3,316,000 | 4,538,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 474,000 | 852,000 | 1,055,000 | 1,122,000 |
| Income tax | 73,000 | 125,000 | 141,000 | 120,000 |
| Net income | 401,000 | 727,000 | 914,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,259,000 | 16,383,000 | 16,569,000 | 16,412,000 |
| Total capital | 17,401,000 | 17,565,000 | 17,746,000 | 17,636,000 |
| Risk-weighted assets | 91,263,000 | 95,829,000 | 94,419,000 | 98,237,000 |