Call reports 2022
COMMUNITY STATE BANK — 2022
What COMMUNITY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 170,575,000 | 172,023,000 | 170,864,000 | 176,381,000 |
| Total loans | 77,426,000 | 78,320,000 | 78,830,000 | 79,514,000 |
| Allowance for loan losses | 1,214,000 | 1,210,000 | 1,206,000 | 1,205,000 |
| Securities available for sale | 69,230,000 | 65,268,000 | 64,818,000 | 67,298,000 |
| Securities held to maturity | 0 | 1,821,000 | 3,648,000 | 5,334,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,007,000 | 161,418,000 | 160,728,000 | 165,457,000 |
| Interest-bearing deposits | 133,463,000 | 133,953,000 | 130,487,000 | 138,137,000 |
| Noninterest-bearing deposits | 23,544,000 | 27,465,000 | 30,241,000 | 27,320,000 |
| Equity capital | 12,748,000 | 9,740,000 | 9,160,000 | 10,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,154,000 | 2,392,000 | 3,787,000 | 5,296,000 |
| Interest expense | 92,000 | 185,000 | 281,000 | 435,000 |
| Net interest income | 1,062,000 | 2,207,000 | 3,506,000 | 4,861,000 |
| Noninterest income | 189,000 | 381,000 | 597,000 | 805,000 |
| Noninterest expense | 1,005,000 | 2,042,000 | 3,161,000 | 4,326,000 |
| Provision for loan losses | 9,000 | 9,000 | 9,000 | 9,000 |
| Pretax income | 237,000 | 537,000 | 933,000 | 1,331,000 |
| Income tax | 24,000 | 61,000 | 124,000 | 180,000 |
| Net income | 213,000 | 476,000 | 809,000 | 1,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,252,000 | 15,370,000 | 15,702,000 | 15,859,000 |
| Total capital | 16,405,000 | 16,558,000 | 16,904,000 | 17,064,000 |
| Risk-weighted assets | 92,189,000 | 95,019,000 | 96,172,000 | 97,576,000 |