Call reports 2021
COMMUNITY STATE BANK — 2021
What COMMUNITY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 158,194,000 | 162,621,000 | 163,163,000 | 172,201,000 |
| Total loans | 82,213,000 | 81,606,000 | 81,098,000 | 80,117,000 |
| Allowance for loan losses | 1,309,000 | 1,116,000 | 1,192,000 | 1,206,000 |
| Securities available for sale | 44,140,000 | 53,263,000 | 56,398,000 | 66,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,927,000 | 146,173,000 | 146,175,000 | 155,956,000 |
| Interest-bearing deposits | 118,991,000 | 126,372,000 | 125,098,000 | 131,519,000 |
| Noninterest-bearing deposits | 22,936,000 | 19,801,000 | 21,077,000 | 24,437,000 |
| Equity capital | 15,344,000 | 15,508,000 | 15,915,000 | 15,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,145,000 | 2,545,000 | 3,872,000 | 5,062,000 |
| Interest expense | 104,000 | 209,000 | 301,000 | 393,000 |
| Net interest income | 1,041,000 | 2,336,000 | 3,571,000 | 4,669,000 |
| Noninterest income | 162,000 | 426,000 | 625,000 | 819,000 |
| Noninterest expense | 962,000 | 1,993,000 | 3,061,000 | 4,203,000 |
| Provision for loan losses | 0 | 140,000 | 140,000 | 140,000 |
| Pretax income | 241,000 | 636,000 | 1,004,000 | 1,154,000 |
| Income tax | 31,000 | 100,000 | 160,000 | 162,000 |
| Net income | 210,000 | 536,000 | 844,000 | 992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,583,000 | 14,765,000 | 15,072,000 | 15,039,000 |
| Total capital | 15,695,000 | 15,881,000 | 16,208,000 | 16,197,000 |
| Risk-weighted assets | 88,822,000 | 89,689,000 | 90,925,000 | 92,590,000 |