Call reports 2020
COMMUNITY STATE BANK — 2020
What COMMUNITY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 131,788,000 | 137,242,000 | 139,911,000 | 151,161,000 |
| Total loans | 84,086,000 | 90,007,000 | 88,138,000 | 82,428,000 |
| Allowance for loan losses | 1,319,000 | 1,319,000 | 1,314,000 | 1,308,000 |
| Securities available for sale | 28,276,000 | 29,266,000 | 30,036,000 | 35,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,259,000 | 120,786,000 | 123,092,000 | 134,494,000 |
| Interest-bearing deposits | 99,893,000 | 102,318,000 | 105,315,000 | 114,480,000 |
| Noninterest-bearing deposits | 16,366,000 | 18,468,000 | 17,777,000 | 20,014,000 |
| Equity capital | 14,603,000 | 15,350,000 | 15,576,000 | 15,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,264,000 | 2,677,000 | 3,914,000 | 5,092,000 |
| Interest expense | 160,000 | 302,000 | 447,000 | 581,000 |
| Net interest income | 1,104,000 | 2,375,000 | 3,467,000 | 4,511,000 |
| Noninterest income | 167,000 | 317,000 | 492,000 | 728,000 |
| Noninterest expense | 951,000 | 2,081,000 | 3,128,000 | 4,223,000 |
| Provision for loan losses | 8,000 | 8,000 | 8,000 | 8,000 |
| Pretax income | 477,000 | 813,000 | 1,033,000 | 1,218,000 |
| Income tax | 101,000 | 153,000 | 183,000 | 200,000 |
| Net income | 376,000 | 660,000 | 850,000 | 1,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,031,000 | 14,178,000 | 14,368,000 | 14,373,000 |
| Total capital | 15,096,000 | 15,277,000 | 15,477,000 | 15,480,000 |
| Risk-weighted assets | 84,955,000 | 87,725,000 | 88,494,000 | 88,360,000 |