Call reports 2019
COMMUNITY STATE BANK — 2019
What COMMUNITY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 121,931,000 | 124,519,000 | 123,445,000 | 128,553,000 |
| Total loans | 78,609,000 | 81,052,000 | 82,964,000 | 83,913,000 |
| Allowance for loan losses | 1,321,000 | 1,318,000 | 1,314,000 | 1,308,000 |
| Securities available for sale | 25,231,000 | 27,042,000 | 27,184,000 | 28,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,584,000 | 109,411,000 | 107,774,000 | 113,011,000 |
| Interest-bearing deposits | 90,149,000 | 92,670,000 | 91,557,000 | 96,701,000 |
| Noninterest-bearing deposits | 17,435,000 | 16,741,000 | 16,217,000 | 16,310,000 |
| Equity capital | 13,594,000 | 14,110,000 | 14,502,000 | 14,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,239,000 | 2,502,000 | 3,854,000 | 5,136,000 |
| Interest expense | 150,000 | 306,000 | 473,000 | 638,000 |
| Net interest income | 1,089,000 | 2,196,000 | 3,381,000 | 4,498,000 |
| Noninterest income | 153,000 | 322,000 | 495,000 | 677,000 |
| Noninterest expense | 924,000 | 1,843,000 | 2,809,000 | 3,903,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 302,000 | 659,000 | 1,083,000 | 1,299,000 |
| Income tax | 56,000 | 128,000 | 205,000 | 239,000 |
| Net income | 246,000 | 531,000 | 878,000 | 1,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,117,000 | 13,263,000 | 13,610,000 | 13,655,000 |
| Total capital | 14,121,000 | 14,294,000 | 14,655,000 | 14,706,000 |
| Risk-weighted assets | 79,977,000 | 82,213,000 | 83,351,000 | 83,802,000 |