Call reports 2018
COMMUNITY STATE BANK — 2018
What COMMUNITY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 117,807,000 | 119,706,000 | 119,641,000 | 121,636,000 |
| Total loans | 83,961,000 | 87,241,000 | 88,070,000 | 80,221,000 |
| Allowance for loan losses | 1,745,000 | 1,319,000 | 1,319,000 | 1,312,000 |
| Securities available for sale | 15,422,000 | 18,366,000 | 17,521,000 | 22,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,700,000 | 106,388,000 | 105,964,000 | 107,758,000 |
| Interest-bearing deposits | 87,652,000 | 90,511,000 | 87,862,000 | 91,519,000 |
| Noninterest-bearing deposits | 17,048,000 | 15,877,000 | 18,102,000 | 16,239,000 |
| Equity capital | 12,505,000 | 12,614,000 | 12,841,000 | 13,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,208,000 | 2,437,000 | 3,722,000 | 4,994,000 |
| Interest expense | 123,000 | 247,000 | 376,000 | 517,000 |
| Net interest income | 1,085,000 | 2,190,000 | 3,346,000 | 4,477,000 |
| Noninterest income | 151,000 | 315,000 | 480,000 | 649,000 |
| Noninterest expense | 916,000 | 2,256,000 | 3,188,000 | 4,181,000 |
| Provision for loan losses | 30,000 | -395,000 | -395,000 | -395,000 |
| Pretax income | 290,000 | 644,000 | 1,033,000 | 1,338,000 |
| Income tax | 55,000 | 127,000 | 208,000 | 265,000 |
| Net income | 235,000 | 517,000 | 825,000 | 1,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,294,000 | 12,445,000 | 12,753,000 | 12,870,000 |
| Total capital | 13,322,000 | 13,537,000 | 13,848,000 | 13,895,000 |
| Risk-weighted assets | 84,199,000 | 87,327,000 | 87,584,000 | 81,709,000 |