Call reports 2017
COMMUNITY STATE BANK — 2017
What COMMUNITY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 117,599,000 | 121,257,000 | 117,949,000 | 119,592,000 |
| Total loans | 91,128,000 | 90,519,000 | 91,601,000 | 87,965,000 |
| Allowance for loan losses | 1,848,000 | 1,718,000 | 1,719,000 | 1,720,000 |
| Securities available for sale | 14,495,000 | 15,347,000 | 15,361,000 | 16,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,852,000 | 108,283,000 | 104,867,000 | 106,592,000 |
| Interest-bearing deposits | 87,042,000 | 91,923,000 | 89,184,000 | 90,158,000 |
| Noninterest-bearing deposits | 17,810,000 | 16,360,000 | 15,683,000 | 16,434,000 |
| Equity capital | 11,870,000 | 12,018,000 | 12,268,000 | 12,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,203,000 | 2,399,000 | 3,691,000 | 4,925,000 |
| Interest expense | 122,000 | 247,000 | 380,000 | 509,000 |
| Net interest income | 1,081,000 | 2,152,000 | 3,311,000 | 4,416,000 |
| Noninterest income | 124,000 | 292,000 | 457,000 | 614,000 |
| Noninterest expense | 814,000 | 1,712,000 | 2,656,000 | 3,647,000 |
| Provision for loan losses | 45,000 | 90,000 | 90,000 | 100,000 |
| Pretax income | 346,000 | 642,000 | 1,022,000 | 1,268,000 |
| Income tax | 97,000 | 167,000 | 277,000 | 182,000 |
| Net income | 249,000 | 475,000 | 745,000 | 1,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,467,000 | 11,571,000 | 11,841,000 | 12,058,000 |
| Total capital | 12,608,000 | 12,700,000 | 12,975,000 | 13,156,000 |
| Risk-weighted assets | 90,555,000 | 89,719,000 | 90,124,000 | 87,249,000 |